JOB DETAILS:

Role of the Job:

Close supervision of borrowers, Smooth operation and sustainability of Yako at branch level

Key Result Areas:

▪ Sensitize clients about loan products, and cross sell other Bank products in line with Bank policy.

▪ Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans

▪ Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.

▪ Mobilize, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy.

▪ Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy.

▪ Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody line with the Credit policy.

▪ Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy.

Required Competencies

▪ Degree from a recognized University. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage.

▪ Good analytical and report writing skills.

▪ Computer literacy is a must.

▪ Highly organized person with ability to multitask.

▪ Ability to work well under pressure and with minimum supervision.

▪ Good written and oral communication skills.

▪ Good interpersonal skills.

▪ High level of integrity and self-initiative.

▪ Willingness to work in the field at least 70% of the time