KEY RESPONSIBILITIES:

• Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
• Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
• Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network. 
• To grow the good book whilst minimizing risk. 
• Provide the lead technical support on development of new and reviewing existing credit products, credit policies and credit appraisal tools.
• Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
• Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.

DAILY RESPONSIBILITIES: 

• Sanction credit applications within delegated lending discretionary authority for KCB Bank Uganda.
• Assess and recommend for approval credit applications above delegated lending discretionary authority.
• Coach and mentor credit analysts within KCBU Head Office.
• Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA.

Other Duties:

• Conduct credit training or recommend necessary trainings for Credit Analysts and Relationship Managers.
• Prepare and submit for review Board Credit Committee credit request Memos within the specified timelines.
• Participate in the 360 Degrees and customer survey feedback reviews.
• Review new/re-packaged credit product proposals.
• Ensure applications are processed within TAT to avoid long outstanding CQ items.
• Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis.
• Any other duties delegated from time to time.

MINIMUM POSITION QUALIFICATION REQUIREMENTS

1. Academic & Professional

Experience