JOB DETAILS:
Job Purpose :
Responsible for designing and implementing the service delivery and grievance redressal processes and policies for the bank to ensure consistent delivery and seamless customer experience. Drive innovation on customer experience.

Key Responsibilities :
• Drafting and/or reviewing Offer Letters, Contracts, Loan and Mortgage documentation, and other
similar documents in accordance with the applicable Laws and Internals approvals, timelines, Policies
and Procedures of the Bank.
• Conducting due diligence on credit facilities using the applicable checklists and Legal provisions
including with the Companies and Land or other relevant Registries.

• Co-ordinating the proper execution, filing and perfection of relevant credit/loan documentation and
securities within the set timelines.
• Co-ordinating the effective management and custody of the Bank’s securities which shall include
conducting regular movement reconciliation, timely filing of perfected securities, monitoring of lease

expiry and renewal process, timely resolution of queried securities, collection and release of thereof.

• Implementing controls to effectively manage the Bank’s legal risks and conducting legal risk
awareness sessions for other staff of the Bank.
• Supervising the External Law Firms to ensure effective execution of outsourced legal services in
compliance with the Service Level Agreements.
• Providing relevant support to the Credit Recovery team and External Lawyers handling litigation on
behalf of the Bank.
• Providing timely Legal Advisory services to the various Departments of the Bank.
• Representing the Bank in Courts of Law or other related forums.

• Preparing regular performance reports as may be prescribed.

• Performing any other Legal Department duties as may be assigned.

Qualifications and Experience :
• Academic Qualifications:
• Bachelor of Laws Degree from a recognized university.
• Post Graduate Diploma in Legal Practice.
• Professional Qualifications:
• Enrolled Advocate of the High Court and Subordinate Courts.

Work Experience:
• Minimum of 4 years’ experience working in a busy law firm or commercial institution with exposure to banking credit transactions, including loan documentation, company due diligence, and security perfection processes.
• Proven experience in contract drafting, interpretation, and negotiation.
• Strong analytical and research skills.
• In-depth knowledge of laws applicable to financial institutions, banking, company law, land, and mortgage transactions, enabling effective advisory services within a banking environment.
• Self-motivated and results-oriented, with the ability to make sound decisions when required.
• Effective communication and interpersonal skills, with the ability to manage internal stakeholders, clients, and service providers.