JOB DETAILS:
Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 47 locations countrywide, an equal opportunity employer and is regulated by Bank of Uganda under the MDI Act, 2003. Pride is now looking for young, dynamic and energetic individuals to fill the following position:
Relationship Officers – Community Banking-Central, Western, Northern & Eastern:

The Relationship Officer – Community Banking will be reporting to the Relationship Manager and is responsible for recruiting and nurturing new group business deals, growing the existing relationships, monitoring and maintaining the Pride’s Business portfolio within manageable risk spheres to enhance profitability.

Specific responsibilities
• To recruit, nature and sustain new group relationships that have the potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments.

• Superior management of the client portfolio to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.

• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank

• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives.
• Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.

• Active pipeline management with the objective of meeting agreed personal growth objectives across all product ranges and clients segments.
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units

Education & Training
• Diploma or Bachelor’s Degree in any business-related discipline including agribusiness Management.

Skills & Experience
• Must have critical thinking, analytical, attention to detail and problem-solving skills.
• Good verbal and written communication skills
• Understanding of the Banking environment.
• Advanced, computer literacy, numerical skills and statistical skills.
• Team player, ability to work under pressure and in position to exercise excellent judgment.

Business Behaviors
• Must be able to ride a motorcycle and should possess a valid riding permit.
• Should be fluent in commonly used local languages within the area.
• The ability to communicate clearly both verbally and in written form.
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
• Takes clear accountability and focuses on delivery of broader corporate goals.
• Ability to take decisions and progress towards goals in conditions of uncertainty.
• Ability to demonstrate positive image and role model Pride’s values.
• Must be a person of impeccable integrity.