Credit Officer – Community Banking (Eastern)
| Location | Kampala, Uganda |
| Date Posted | March 24, 2020 |
| Category |
Accounting
Audit Finance Management |
| Job Type |
Full-time
|
| Currency | UGX |
Description
About US:
Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 34 networked branches and eight contact offices countrywide, an equal opportunity employer, regulated by Bank of Uganda under the MDI Act, 2003.
Recruit and train clients through registration and loan disbursement which leads to growth in loan portfolio.
DUTIES AND RESPONSIBILITIES:
1.Achieve and maintain the set monthly targets.
. Recruit, train clients and disburse loans.
• Mobilize savings deposits.
• Sell other Pride products.
• Make CRB credit applications.
• Follow upon loan repayment and Loan Insurance Fund (LIF) collection in all CECs.
• Follow upon loan recovery process.
• Generate business growth.
• Follow up payment for and enrollment of clients on to the credit reference bureau before accessing loans.
• Post loans accurately.
• Prepare weekly monitoring reports on prospective and existing clients.
• Update client loan files.
. Prepare draft report for submission to the Credit Supervisor.
• Recommend to the supervisor any changes to improve service to clients.
4.Filing loan documentation.
• File all relevant information as per Pride’s policies and procedures.
• Verify completeness of loan application file.
• Submit files to credit supervisor for verification.
KEY RESULT AREAS PERFORMANCE MEASURE / KPI
1.Achieve and maintain the set monthly targets while on probation.
a)Starting a New Portfolio:
• Monthly disbursement of at least 35 new loans.
• Maintain at least 160 active clients on a monthly basis
• Maintain at least Ugx 55 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per month
b)With Inherited Portfolio:
• Monthly disbursement of at least 40 new loans.
• Maintain at least 400 active clients on a monthly basis
• Maintain at least Ugx 200 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per month
2.Achieve and maintain the set monthly targets after confirmation.
• Monthly disbursement of at least 40 new loans.
• Maintain at least 400 active clients on a monthly basis
• Maintain at least Ugx 200 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per month
• 100% Credit applications for all loans disbursed monthly.
• 90% compliance for CBA each month.
• 95% for CAP on a monthly basis.
• 90% for Borrower Stakeholders (BS) file
• 90% in Collateral- Credit Guarantee (CCG) file
• 90% for Collateral – Material Collateral (CMC) file
• Financial Malpractice (FM) file
• 100% accuracy in loan posting into the banker’s realm.
• Daily reports on delinquent accounts submitted to Credit Supervisor.
• Weekly monitoring reports on prospective and existing clients compiled for analysis.
5.Ensure accurate and timely filing of all CBP documentation
Applying Instructions
1.Create an account on the link below
2.Fill in your personal information and upload your Curriculum Vitae (CV), including all your scanned academic credentials, 3 letters of recommendation from each of your referees and a passport photo
Note:
All applications should be submitted using the below link, no hand delivered copies will be accepted. Only shortlisted candidates will be contacted