Credit Officer

at Baikal Group
Location Kampala, Uganda
Date Posted August 15, 2025
Category Accounting
Audit
Finance
Job Type Full-time
Currency UGX

Description

JOB DETAILS:

  • A proud subsidiary of Premidis
    • Dedicated to providing reliable and accessible financial solutions in Uganda
    • Mission: Empower Ugandans with financial services for improved livelihoods and cleaner energy transition

The Role
• Seeking a self-driven, target-oriented Credit Officer
• Bridge between Baikal and clients—guiding loan processes, assessing eligibility, and maintaining lending standards

Key Responsibilities
• Sales & Marketing
◦ Work with sales team during activations to identify and convert prospects
◦ Provide clear, accurate information about loan products

    • Customer Acquisition & Loan Processing
      ◦ Maintain accurate loan application records using management software
      ◦ Monitor application progress and update clients on delays/issues
      ◦ Collect financial documents and assess creditworthiness
    • Credit Analysis & Decision-Making
      ◦ Analyze financial data and credit scores for eligibility
      ◦ Approve/reject applications per company standards and communicate decisions
    • Loan Disbursement & Client Training
      ◦ Educate clients on loan terms before signing
      ◦ Handle contract signings and oversee asset delivery

Qualifications
• Bachelor’s degree in Accounting, Finance, Business Administration, or related field
• Minimum 2 years as a Credit Officer (asset financing experience a plus)
• Strong understanding of loan processes and regulations

Skills & Competencies
• Excellent communication & customer service skills
• Strong analytical skills & attention to detail
• Ability to work under pressure and meet deadlines
• High ethical standards and financial data confidentiality

Work Conditions
• Full-time, field-based with occasional office work
• May require extended hours during peak disbursement seasons

Applying Instructions

Send your CV and a brief cover letter to:
office@baikalfinance.ug and raj.b@baikalfinance.ug

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