Job description of a Credit Officer (CO).

• Marketing Small Enterprise Loans in a new area within a maximum of 6months after joining.
• Client selection, verification review and follow up on the disbursed loan.
• Remain responsible for overall activities of each individual client totaling to a number of 100 clients.
• Oversee 20 clients per day five days of the week except Saturday and Sunday and collect weekly and monthly installments as per determined rates/rules.
• Prepare the weekly plan in advance for disbursing credit to the organized groups and submit it to the BM.
• Disburse loans following the set rules, such as member's age, scheme, etc. Remain responsible in case of any irregularities.
• Maintain loan related forms/registers correctly on a daily basis. Avoid alterations/corrections or use of white ink on the accounts-related documents.
• Sign regularly the attendance book-cum-movement register kept in the branch office.
• Refrain from defamation, instigation, scandalous activities against the organization, otherwise punishment will be imposed if proved.
• Fill up the loan application form, daily realizable and realized information sheet and updating the system with daily collections
• Perform others work assigned by the supervisor which is relating to branch activities.

Qualifications: We are looking for Credit Officers who should have a strong background in microfinance of at least 2yrs and will be handling SAJIDA Enterprise Loans Age range should be 25 to 35 and able or willing to learn how to ride a motorcycle.