JOB DETAILS:

Pride Capital Ltd. is a Tier 4 Financial Institution licensed, regulated and supervised by Uganda Microfinance Regulatory Authority (UMRA)

Job Summary:

The credit Officer should be: A person of integrity, self-driven, innovative, intelligent, result-oriented and hardworking individual. He/she will be required to; sale, market, appraise, disburse, collect and recover loans.

Duties and Responsibilities:

• Ensure that credit worthiness of loan applicants is thoroughly evaluated before advancing the loan.
• Strict compliance with all collections Standard Operating Procedures (SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears
• Performs all loan collection activities early enough to prevent loans from getting into arrears.
• Monitor, maintain and update loan files as and when required
• Ensure that collateral securities are thoroughly examined and analyzed before approving the loans.
• Handle customer complaints and take appropriate actions to resolve them and forward those above him to the Management.
• Ensures that credit business is conducted in compliance with the law and the company policy.
• Negotiate payment arrangements with borrowers who have delinquent loans and arrange for liquidation of delinquent collateral properties whose owners are non-committal
• Conduct market research to analyze and identify potential loan markets and new business opportunities and develop referrals networks in order to locate prospects for loans.
• Analyses customer feedback data to determine whether customers are satisfied with company products and services.
• Make reports and take up any other duty as may be assigned.

Qualifications, Skills and Experience

The ideal applicant for Pride Capital Limited Credit Officer Position must have:

• Minimum of 2 years experience as a loan officer with a reputable financial institution.
• In-depth knowledge of computers especially MS Office applications such as Word, excel, etc.
• At least a Diploma and/or degree in any business-related course from a recognized institution.
• Very good analytical and problem-solving skills.
• Very good communication skills both oral and written.
• Very good negotiation and decision-making skills.
• Good time manager, self-driven and motivated individual with strong organizational abilities.
• Good teamwork and collaboration abilities.
• Age: between 25– 28years