Description

MPEWU Credit Finance is hiring a self-driven, target-oriented, and dynamic Credit Officer (4) to join our growing team. As a credit officer, you will be the bridge between MPEWU Credit Finance and our clients-guiding them through the loan process, assessing their eligibility, and ensuring they get the financial support they need while maintaining our high lending standards.

Key Duties and Responsibilities:

• Promote MPEWU Credit Finance products to potential clients by creating effective marketing strategies.
• Screen applications based on established criteria, ensure adherence to program policies, and verify the accuracy of client information.
• Conduct loan appraisal for all eligible clients of all products including visiting their businesses and homes, drawing sketch maps, and inspecting the securities to be offered by the clients.
• Train clients and groups according to planned curricular.
• Ensure timely loan disbursements by completing and verifying the required documentation for each loan product;
• Participate actively in the Credit Committee for reviewing and approving loans;
• Monitor client repayments according to the agreed schedule, document any delinquent loans, and follow the procedures for loan recovery as specified in the loan policies and procedures manual;
• Prepare and submit periodic reports;
• Establish good relationships with local leaders and legal authorities that can assist in the loan appraisal and recovery process (maintain a record of contacts, such as stamps and phone numbers, for all local authorities in a specific zone);
• Perform any other duties related to this position.

Qualifications, skills and Experience:

• Bachelor’s degree/Diploma in Business Administration, Marketing, Microfinance, Finance and other related fields.
• Minimum of one year experience as a Credit Officer.

Skills and Competences

• Excellent communication and customer service skills.
• Strong analytical skills and attention to detail.
• Ability to work under pressure and meet deadlines vs high ethical standards and confidentiality with financial data.
• Good Riding skills.
• Good computer skills and loan management software