Business Development.  

• Monitor credit performance against revenue targets.
• Work with commercial and sales teams to drive credit product uptake.
• Propose campaigns or initiatives to increase adoption and retention.
• Build and maintain strong relationships with key clients and stakeholders, ensuring a deep understanding of their business needs.

Operational Effectiveness and Risk Management 

• Researching and assessing the creditworthiness of potential customers.
• Identifying and approaching potential clients to take up loan services
• Creating credit scoring models to assess the risk/viability of loans
• Following up with clients to manage debt settlement, loan repayment terms and other negotiations
• Debt collection & management

Strategy Implementation & Local Market Alignment 

• Translate group-level strategy into market-relevant action plans.
• Develop and implement credit growth targets tailored for Uganda.
• Identify opportunities and challenges in the local credit space.
• Provide regular market intelligence to the Head of Credit and management.

Compliance and Regulatory management 

• Ensure all credit operations comply with Bank of Uganda regulations and data privacy laws.
• Support internal and external audits
• Maintenance of all documentation and reports as per local and company policies.
• Maintain updated credit policies and operational manuals.

Reporting 

• Preparing reports that summarize the total loans given out, target collections, and potential bad debts.
• Advising the company on strategy relating to credit and loan disbursement.