About the job

At M-KOPA, We Finance Progress.

The scale and impact of our work is massive. M-KOPA is a fast-growing Fin Tech company offering millions of underbanked customers across Africa access to life-enhancing products and services. From our roots as the pioneer in pay-as-you-go “PayGo’” solar energy for off grid homes, we have grown into one of the most advanced connected asset financing platforms in the world, empowering a broad range of customers to achieve progress in their lives.

Provide analysis, reporting, insights and communications regarding credit performance of the company’s portfolio, customers, and products and services.This includes undertaking data analysis, conductingcreative experiments, investigating causal drivers of issues, and preparingreports used internally and by external stakeholders. In liaison with the CreditManager, the analyst shall provide key insights to influence credit behaviour and performance.

The role is a global role, with a preference for experience in Uganda.

Key Responsibilities.

• Work with credit managersand data analysts to formulate, investigateand answer keycreditquestions and provide quality analysisto inform management on customer, product, and portfolio credit performance
• Contribute to the development of reports to key stakeholders including senior management, the board of directors and investors, including graphical analysis, presentations, and verbal and written communications.
• Conduct and report onexperimentsand initiatives geared towards improving and maintaining a healthy credit performance across M-KOPA’s customer base,such ascollectionstargeting, behavioural nudge campaigns, etc.
• Contribute to the development of credit and financial models to be used by the business, including but not limited tobad debt modelling, debt collection processes, cash flow modelling, and loss rate assumptions
• Monitor and report on key performance metrics on M-KOPA’s core productsand pilots, including standard and non-standard forms of portfolio health and delinquency reporting, repayment rates, etc.
• Liaisewith other (typically more operational)departments to ensure that actions are appropriately carried out to execute on key initiatives to drive improved credit performance, reduce risk and improve accountability.

Incumbent Requirements

• 3-5yearsof work experience in an analytical role, such as a credit analyst, statistician, data analyst, or researcher
• Credit, data, or financial analysis skills to effectively review and report on key performance metrics
• Knowledge of lending business practices and consumer credit in emerging markets strongly preferred.
• Strong interpersonal and presentation skillsto effectively communicate with colleagues and seniorstakeholders.
• A positive, learning-oriented attitude and capacity for self-empowermentand creative thinking
• University degree preferably in a quantitativefield, including statistics, engineering, accounting or economics
• Proficiency in Excel, PowerPoint, Word, and understanding of statistics and quantitative methodsrequired
• Proficiency in data analytics and familiarity with visualization tools including SQL, R!, Python preferred

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’ or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.