JOB DETAILS:
Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 47 locations countrywide, an equal opportunity employer and is regulated by Bank of Uganda under the MDI Act, 2003. Pride is now looking for young, dynamic and energetic individuals to fill the following position:
Branch Credit Administrator.
The Branch Credit Administrator will report to the Branch Manager and is responsible for reviewing credit proposals, appraise, disburse loans and maintain portfolio quality in line with the bank’s policies and procedures.

Specific Responsibilities include:
• Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
• Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.

• Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit
• periodic compliance reports in line with the work plan and lending policy.

• Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.

• Provide safe custody for the loan securities and files in line with bank policy and procedures in place.

• Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
• Review performance of different loan products and
• make recommendations.
• Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
• Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure.
• Liaise with the debt recovery team to support the process of recovery of non – performing loans.
• Ensuring portfolio quality for the branch and supporting recovery for non-performing loans

Education & Training
• A bachelor’s degree in any discipline

Required Experience
• 3 years’ experience in Banking Operations.
• Should not be more than 40 years of age.

Business Behaviors
• Good communication skills.
• Leadership skills
• Interpersonal skills
• Ability to demonstrate positive image of the Bank
• Must be a person of impeccable integrity.