Banking Officers – City Centre Branch

at Kray Microfinance
Location Kampala, Uganda
Date Posted May 26, 2025
Category Banking
Finance
Job Type Full-time
Currency UGX

Description

Job Summary

The Banking Officer is responsible for building relationships with local communities, promoting financial products, and driving financial inclusion. Their role involves, disbursing loans, and educating customers on financial services.

  • Minimum Qualification : Diploma
  • Experience Level : No Experience
  • Experience Length : No Experience/Less than 1 year
  • Working Hours : Full Time

Job Description/Requirements

Key Responsibilities:


Customer Acquisition & Relationship Management

  • Identify and onboard new customers, particularly in underserved communities.
  • Build strong relationships with clients and provide personalized financial solutions.


Savings & Deposits Mobilization

  • Encourage community members to save and participate in savings programs.
  • Promote financial literacy and the benefits of formal banking.


Loan Processing & Disbursement

  • Assess loan applications and recommend creditworthy clients.
  • Conduct loan appraisals, monitor repayments, and ensure minimal defaults.


Financial Education & Community Engagement

  • Organize financial literacy sessions on budgeting, saving, and responsible borrowing.
  • Engage in community outreach activities to promote financial inclusion

Monitoring & Reporting

  • Track customer transactions, repayment trends, and product performance.
  • Prepare reports on loan recoveries, savings growth, and community impact.


Key Qualifications & Skills:

  • Diploma or Bachelor’s degree in Business, Finance, Microfinance, or a related field.
  • Experience in community banking, microfinance, or financial services is an advantage.
  • Strong interpersonal and communication skills.
  • Ability to work independently and build trust within communities.
  • Strong numerical and analytical skills for loan assessments.
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