About Organisation:

WATU Credit Limited is a focus driven, customer-centric company that believes everyone deserves the opportunity to be an entrepreneur and achieve their ambitious goals in life. As Africa’s fastest-growing Asset Finance Company, we see the continent’s bright and prosperous future and want to be part of making it a reality.

Job Summary: The Product Manager leads the development and execution of Watu SIMU’s product strategy, customer experience, and aftersales operations. The role focuses on optimizing customer and device on boarding, enhancing user and payment experiences, strengthening asset protection and fraud prevention, driving process automation, and improving post-sale support through data-driven decision-making, cross-functional collaboration, and effective team leadership.

You will constantly look at ways to make our products and customer experience better by coordinating with internal teams and external partners including OEMs, MNOs, Wallet Providers, Credit Reference Bureaus, repair partners, device seller partners, and their agents to ensure seamless product delivery.

Key Duties and Responsibilities:

Product Strategy & Ownership

• Define, defend & iterate the product roadmap for all digital channels and Aftersales workflows, balancing compliance requirements, automation, and customer satisfaction.
• Prioritise localised product requirements and collaborate with Group product and in country XFN stakeholders to shape sprint goals.
• Lead localisation initiatives including regional UX adaptations, language translations, and contextual UX flows.
• Own digital platform experience across our Android & USSD Apps, WhatsApp & In-App Bots, and IVR channels, with a focus on self-service adoption & first call resolution.
• Lead the design and execution of experiments and user research to optimise customer experience across our digital channels.
• Design and roll out support tooling and workflows for frontline teams including branch officers, and field & customer care agents.

Product Growth & Marketing

• Drive product/feature GTM execution in collaboration with XFN stakeholders.
• Define and maintain locally relevant buyer personas for both on boarding and aftersales use cases.
• Collaborate on the development of training material, FAQ content, walkthroughs, and targeted product announcements.
• Drive initiatives that reduce customer support dependency and adoption of digital channels

MDM/MIS Platforms Management

• Establish, maintain and enforce policies for device enrolment, firmware updates, unlocking, and deactivation across all stakeholder channels.
• Design, test and launch automation initiatives for the on-boarding process.
• Liaise with OEMs and MDM providers to address platform bugs, integration issues, and feature customisation.
• Monitor MDM system usage, device lock status, and audit trails to ensure compliance with internal SLAs and customer protection standards.

Asset Security

• Lead penetration testing and counter fraud experiments (eg MDM bypass, payment diversion, device tampering etc.) and liaise with OEMs and MDM providers to address platform/OS security loopholes
• Collaborate with Data & Risk to design & execute detection workflows

Aftersales Operations

• Oversee Tier 1–3 customer support processes for device unlocks, returns, replacements, and SLA compliance.
• Manage escalation channels and the performance of After Sales Support Officers and other teams that deliver SIMU Customer Support.
• Drive standardisation and process excellence across branches and third party collection points via audit loops, error dashboards, and compliance incentives.

Product Partnerships

• Serve as the primary product interface for Uganda facing stakeholders including MNOs, CRBs, policy regulators, technical integration teams, and retail partners.
• Champion co-marketing and joint support initiatives with third-party players
• Liaise with Group Partnerships Manager on long-term interoperability and feature alignment with key ecosystem players.

Qualifications, Skills and Experience:

Must – Haves:

• Minimum of over 5+ years’ experience in product management, operations, or customer lifecycle management within fintech/BNPL,
• Hands-on experience localising product experiences across markets,
• Ability to translate operational friction into product and automation opportunities,
• Proficiency in SQL, Google Cloud/Workspace (Apps Script), and workflow design,
• Strong stakeholder communication — across tech, support, marketing, and external partners,
• High bias for execution, field visibility, and data-backed decisions,
• Familiarity with API integrations in the finance and telco ecosystem.

Nice-to-Haves:

• Experience with Customer & Operations Analytics and ML modelling for credit risk or fraud detection
• Familiarity with API integrations
• Knowledge of asset recovery workflows and device-level security