Credit Officer
| Location | Kampala, Uganda |
| Date Posted | October 6, 2025 |
| Category | Accounting Audit Finance |
| Job Type | Full-time |
| Currency | UGX |
Description
Job Summary
Market and recruit new clients for savings and loan products, assess and evaluate loan applications for compliance with credit policies, conduct background checks and creditworthiness assessments, manage client loan portfolios for timely repayments, build strong client relationships with excellent customer service, prepare periodic loan performance reports, and support branch targets in savings mobilisation and loan disbursement.
- Minimum Qualification : Bachelors
Job Description/Requirements
JOB DESCRIPTION
Key Responsibilities
- Market and recruit new clients for savings and loan products.
- Assess and evaluate loan applications, ensuring compliance with credit policies.
- Conduct client background checks and creditworthiness assessments.
- Manage and monitor client loan portfolios to ensure timely repayments.
- Build and maintain strong relationships with clients, offering excellent customer service.
- Prepare periodic reports on loan performance and portfolio quality.
- Support branch targets in savings mobilisation and loan disbursement.
Qualifications and Requirements
- Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field.
- Proven experience in credit, sales, or related roles (experience in microfinance/banking is an added advantage).
- Strong analytical, communication, and negotiation skills.
- High integrity and ability to work with minimal supervision.
- Proficiency in MS Office and basic financial analysis.
- Willingness to work in rural areas and engage in field activities.
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