JOB DETAILS:
Who are we
Fido empowers millions across Africa to take control of their finances with ease. As a leader in cutting-edge financial technology, Fido clears the way for building credit, securing instant loans, making smart investments, and obtaining tailored insurance. No banker’s hours, no hidden fees—just endless opportunities.

From city centers to rural communities, Fido is breaking barriers and creating financial freedom, providing access to innovative tools and services that foster growth and empowerment. By leveraging advanced technology, Fido is shaping a future of opportunity and financial inclusion across the continent.

Join the team and be a part of leading this transformative change, driving impact where it matters most.

Who you are:
We are Searching for Collections Agent to recover overdue loans through planned interactions and scripted processes . The Collections agent provides front line support and builds relationships with Fido clients to repay loan instalments while achieving the set targets.

This role is key in supporting the delivery of the company key performance targets and the client relations strategy by working collaboratively with other collection agents/officers under the supervision of a team leader or an associate manager while working to schedule, deliver financial targets and provide an exceptional client experience.

Work with the head of department though the team leaders and managers on the creation and delivery of the recovery strategy, creating an environment where the agent can take proactive ownership of the client loan repayment journey, and provide solutions in order to improve loan repayments collections.

Responsibilities:
Essential Duties and Responsibilities:
Includes the following non-inclusive list. Other duties may be assigned. All duties are to be performed in compliance with applicable laws, policies and procedures.
• Manage large numbers of inbound and outbound calls in a timely manner

• Interviewing clients telephonically to establish their ability to pay debt.

• Negotiate partial repayments and payment plans when possible
• Use various skip tracing methods to locate clients and confirm repayments
• Respond appropriately & timely to customer’s Queries/complaints
• Follow communication “scripts” when handling different topics

• Identify customer needs, clarify information, investigate and provide relevant solutions
• Build sustainable relationships and engage customers by going an extra mile
• Keep records of all conversations on our collection systems in a comprehensive way.
• Meet personal qualitative and quantitative targets
• De-escalate situations involving dissatisfied customers while offering assistance and support
• Guide customers through troubleshooting and using products and services
• Diligently perform other official tasks assigned to you.

Qualification and Requirements:
• Bachelor’s Degree
• Must have 2 years or more experience in a similar role within a fintech or financial company
• Proficiency in Microsoft Office Applications, ability to use excel in generating reports is a plus
• Strong written and verbal communication
• Great active listening skills